Business Insurance

General Liability / Product Liability Insurance

General liability insurance (GLI) can help cover claims that your business caused bodily injury or property damage. General liability insurance (GLI) is sometimes called business liability insurance or commercial general liability insurance or comprehensive general liability (CGL).

Workers Compensation / Employers Liability

A workers' compensation insurance policy provides covered employees with medical and wage replacement (indemnity) benefits that arise from workplace injuries. Only workplace injuries that arise out of and in the normal course of business are compensable.

Commercial Property Insurance

Commercial property insurance is a form of insurance that protects the property owned by your business – your building, equipment, store fixtures, and more. It pays to replace or restore stolen items and items damaged or destroyed by fires, windstorms, and other events.

Employment Practices Liability Insurance (EPLI)

EPLI has become a valuable component of company’s insurance portfolios. Small or large, industrial or retail, Employment Practices Liability Insurance (EPLI) has been vital in today’s workplace.

EPLI policies include or can include protection from Lawsuits and Claims for:

  • Sexual Harassment

  • Discrimination

  • Wrongful Termination

  • Breach of Employment Contract

  • Negligent Evaluation

  • Failure to Hire or Promote

  • Wrongful Discipline

  • Deprivation of Career Opportunity

  • Wrongful Infliction of Emotional Distress

  • Wage & Hour Discrimination

  • 3rd Party Liability (ADA Claims)

  • Immigration Defense

Commercial Auto Insurance

Commercial auto insurance typically provides coverage for: liability damages; collision or comprehensive physical damage loss to your business autos; medical expenses for injury to occupants of your business autos; and damages sustained by occupants of your business autos due to the negligence of an uninsured or underinsured motorist.

Commercial Umbrella Insurance

Provides additional limits on top of some of your existing liability policies to help pay for expensive claims.

Directors & Officers Liability (D & O)

A type of liability insurance covering directors and officers for claims made against them while serving on a board of directors and/or as an officer. D&O liability insurance can be written to cover the directors and officers of for-profit businesses, privately held firms, not-for-profit organizations, and educational institutions. In effect, the policies function as "management errors and omissions liability insurance," covering claims resulting from managerial decisions that have adverse financial consequences.

A policy Insures directors and officers of privately held companies against claims alleging mismanagement of the firm. Unlike publicly held corporations, the shares of privately held organizations are not traded on major stock exchanges. In addition, ownership is usually restricted to a small number of persons, typically the executives and managers who operate the company.

Cyber Liability

Cyber insurance generally covers your business' liability for a data breach involving sensitive customer information, such as Social Security numbers, credit card numbers, account numbers, driver's license numbers and health records.

A policy Insures directors and officers of privately held companies against claims alleging mismanagement of the firm. Unlike publicly held corporations, the shares of privately held organizations are not traded on major stock exchanges. In addition, ownership is usually restricted to a small number of persons, typically the executives and managers who operate the company.

Bonds

Bond insurance is a type of insurance policy that a bond issuer purchases that guarantees the repayment of the principal and all associated interest payments to the bondholders in the event of default.

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